After more than a decade of U.S. stock dominance, international stocks outperformed U.S. stocks last year. 

That has naturally investors to wonder “Did we miss it?” 

Even after a period of international outperformance, U.S. stocks remain historically expensive relative to international stocks, and the valuation gap between the two is still unusually wide…

With markets once again touching all-time highs, it’s natural for investors to feel uneasy. I’ve had several recent conversations with clients expressing concern that stocks are “too expensive.” That’s understandable with valuations today more than a standard deviation above their long-term averages…

With the stock market once again at all-time highs, clients who have cash to invest have the added mental weight of investing money after a long stretch of market growth. 

Should they buy after a dip? Wait for a correction? Hold cash until the "perfect" entry point? Over the long run, timing matters surprisingly little compared to simply staying invested…

If you log into your financial accounts every day, the stock market will feel quite random. Up, down, sideways, and completely unpredictable. You have about a 50/50 chance of seeing red on any given day, 47% to be exact.

There are about 250 trading days in a normal calendar year, which means that for 125 days every year, you will log in and see that your investments are down. Even the most resilient investor will feel the weight of that…

Following the Tariff-related sell-off in March and early April, the stock market had one of its best rebounds on record, with the S&P 500 up over 25% from April 4th-July 10th. It’s normal for this kind of momentum to feel unsustainable. But that isn’t what history shows us.

When the market posts strong short-term gains, it often doesn’t fizzle out…

I was recently meeting with a new client discussing the investment implementation part of their financial plan. They were financially secure but understandably anxious about market volatility. We had run the numbers and determined that a balanced portfolio, consisting of roughly 70% stocks and 30% bonds, was an appropriate mix for their retirement spending goals.

But identifying the correct allocation also should include your risk tolerance, or how much risk you’re emotionally and mentally prepared to take on…