FINANCIaL
FIELd NOTES
Delaying Social Security Is the Best Annuity
I hear from many people that they plan to take Social Security as soon as possible at age 62, or at the very latest, full retirement age, which ranges from age 65 to 67. As I’ve written about before, two reasons you might consider taking it early is because (1) You don’t believe Social Security will be around and (2) you might die early. On the first issue, I believe Social Security is too foundational to the American retirement
Are Stocks What You Should Worry About?
With a 10+ year bull market behind us, Coronavirus concerns, and a change in Washington, I hear many concerns about how all this is going to impact the stock market. I think the question being asked is “Is now a good time to sell?
Why Free Financing Isn’t Free
A few weeks ago, I was driving home from work, listening to the radio, and I heard an ad from a national furniture store that went something like this: “This Friday, 25% off storewide OR free financing for 5 years.” I thought to myself, “That isn’t free at all.”
Reviewing Your Home, Auto, and Umbrella Insurance
Rounding out our conversation on insurance planning, we will discuss the insurance that just about everyone has – because in some cases its illegal not to! Your auto, home and umbrella policies should be evaluated yearly to ensure the coverage is both (1) sufficient and (2) cost effective.