
FINANCIaL
FIELd NOTES
Three Fascinating Books I Read This Year
Toilet paper, hand sanitizer, and Clorox wipes were all in short supply this year. One thing that was not – time. And with that time, I was able to read quite a bit more than I normally do. I wanted to share a three books that I found particularly interesting.
Your HELOC Is Not Your Emergency Fund
A few months ago, I did a series on how much to have in your emergency fund and where to park the cash. Following one of the posts, I was asked if it’s okay to consider your home equity line of credit (HELOC) as your emergency fund. The logic is fairly simple.
Why Free Financing Isn’t Free
A few weeks ago, I was driving home from work, listening to the radio, and I heard an ad from a national furniture store that went something like this: “This Friday, 25% off storewide OR free financing for 5 years.” I thought to myself, “That isn’t free at all.”