While most of what I write here is dollar and cents data, there is more to a happy retirement than “Can I afford to?” A second question that every pre-retiree should ask themselves is “What will I do with my time and will it be fulfilling?” 

I often encourage clients to take an extended leave of absence from work when they are a year or less away from retirement. I think trying out what you think you’ll do next and seeing how it goes is well worth the cost of losing some leave…

How much do you need to retire? The answer varies by individual circumstance but simple rules can be helpful as a starting place.  JPMorgan provides a rough estimate based on your age and income level…

When to take Social Security is one of the biggest financial decisions retirees make. For some individuals, there is no choice – they need the income as soon as possible.

For those in a financial position to wait and get income from other sources, like investments, the decision can be more complex…